Td Direct Investing Fees Reddit

SureTrader can be an expensive trading option for investors that trade less than 250,000 shares per month. Avoid the quarterly maintenance fee. TD Ameritrade is a good online broker for long-term investors. These plans are generally set up directly with the company or are administered through a third party transfer agent. Investing with Betterment is about as simple as opening a. The best-selling investing bible offers new information, new insights, and new perspectives The Little Book of Common Sense Investing is the classic guide to getting smart about. Unfortunately, the e-Series funds are only available through an online account with TD Canada Trust or (preferably) a TD Direct Investing discount brokerage account. 01 per share per trade (Fees drop with over 250,000 shares traded monthly) Options: $4. TD Ameritrade offers 101 commission-free ETFs, 32 of which are from indexing leader Vanguard. ETFs may trade at a discount to their net asset value and are subject to the market fluctuations of their underlying investments. The information below is up-to-date as of October 17, 2017. Wire transfer requests must be received and confirmed by cut-off time of TD bank. Organize a Group Buy to spread the fees evenly among participants. I just want to grow the money and don't plan to touch it for years. This return is also affected by foreign currency exchange rates as well as management fees. If you're here because you want to take control of your financial future, know that we're here, with the products, tools, service, and inspiration to help make that happen. Some of these program. Find financial freedom for your retirement faster. 07% (compared to 2. Pay a fair flat fee of £9. 2 million? I've tried to find them on the internet. The best way to make a habit of saving and investing is to automate it. TD Ameritrade: Comparing Brokers for IRAs Roth or traditional, Charles Schwab and TD Ameritrade could be a great choice for an individual retirement account. Before investing in a REIT, you should understand whether or not it is publicly traded, and how this could affect the benefits and risks to you. Wealth Onboarding Project - apply. Both charge a $1 monthly fee for account balances under $5,000 and both charge 0. After Interactive Brokers announced zero fees in early October, it was quickly followed by Charles Schwab, TD Ameritrade, and E*Trade. TD Ameritrade Investment Management, LLC offers a suite of managed portfolios to help you pursue your financial needs as they grow and change. 2) a trading fee of 0. TD helps more than. But if you're a new investor, it's best to not waste small amounts of cash on commissions and fees. MER fees explained. 75% for an. Fractional shares? Sure, buy as little as $10 worth. When it comes to fees, it is hard to separate Acorns vs Stash. Any outstanding Excess Trade Charges will be collected separately. based personal account at TD Bank, America's Most Convenient Bank that is linked to your TD Bank, America's Most Convenient Bank Visa Debit Card. Discover the RBC Direct Investing platform for DIY investors. 75 at TD Ameritrade and $0. No separate account fee to invest 2; $4. TD's Direct Investing division recently completed a next-generation redesign of its online self-directed investing platform, WebBroker, in response to user demand. A fee for closing your account. In addition to the annual program fee, the expenses of the investments will vary based on the specific funds within each portfolio. Checks and a Visa debit card can be appended to a trading account free of charge. What makes this app particularly unique is the Snapstock feature, which allows users to snap a picture or barcode on any item to find the company name. Let our advisors help you choose the right coverage for you and your family’s protection. Join LinkedIn Summary. (Member–Canadian Investor Protection Fund), RBC Global Asset Management Inc. How much does it cost to use Advanced Dashboard? Clients who complete 30 or more trades each quarter, will have access to many of the data packages at no additional charge. TD Direct Investing offers its services on an execution-only basis with opinions provided by TD or one of its partners in some circumstances on whether to buy a specific investment. But some, like Fidelity and TD Ameritrade, stand out for also providing top-shelf resources, totally free of charge. 95 or less per online or mobile trade. Equity Trust is an important part of my overall investing of my real estate assets. Q: What do you think the fees for investment management at, let's say, RBC, TD, BMO, or any of the big banks should be for a portfolio of $1. I opened a no-fee TD Direct Investing account in late 2014. Interactive Investor, one of Britain's largest fund shops following its acquisition of rival TD Direct, has published the prices that customers of the new merged service will pay. In the race to the management fee bottom, Fidelity changed the game. If your combined assets are $15,000 or more across all of your RBC Direct Investing accounts, you will be exempt from the maintenance fee. 99 + (ECN FEES. CIBC Investor's Edge. High trading costs and fees. Make sure you check out the promotions and choose the right account for you. The client will be charged any such fees for Certificate withdrawals or DRS Statements in addition to the fees charged by Scotia iTRADE for such services. TD Ameritrade reserves the right to restrict or revoke this offer at any time. Flowers & Co. The New Issue Centre provides general information on the issue. Investment management fees for exchange-traded funds (ETFs) and mutual funds are deducted by the ETF or fund company, and adjustments are made to the net asset value (NAV) of the fund on a daily. This is over and above the fees you might pay to buy or sell a stock or ETF. To best assist with TD Canada Trust's wire instructions, we recommend reaching out to our friends on the Canadian TD Helps Team. Costs may vary by provider. At TD Direct Investing, we provide a comfortable and personalized investing experience, by offering knowledgeable people, comprehensive investor education, convenient access and innovative tools, to enable our clients to become confident and successful investors. How much does it cost to use Advanced Dashboard? Clients who complete 30 or more trades each quarter, will have access to many of the data packages at no additional charge. Flat fees are better for large accounts, AUM fees are better for small accounts, just like with financial advisors. based personal account at TD Bank, America's Most Convenient Bank that is linked to your TD Bank, America's Most Convenient Bank Visa Debit Card. Then, put money in your account by sending in a check or completing an electronic funds transfer. 50% that RBC InvestEase charges for its services. TD is largely affected by the general economic environment, as well as risks such as information security and increasing fraud. Interactive Brokers gives you direct access to a handful of popular global stock exchanges. 25) but doesn’t offer direct indexing. You can also check out the reviews of other discount brokers: BMO InvestorLine, Credential Direct, Qtrade, Questrade, RBC Direct and TD Waterhouse. I'm not really sure if that would yield any tangible benefits so before I make the decision, I would like to hear some opinions. Big Profits) [John C. Check out our platform at https://t. Once enabled, you can download transactions for all the accounts that are linked in your online banking. Trading Account for Non-residents I am a non-resident Canadian (currently residing in Hong Kong) and would like to open an investment account in Canada. We matched that to: How do I withdraw money from my TD Direct Investing RIF? Cash withdrawals from your RIF cannot be done online. If you’re a very active trader, TD Ameritrade probably isn’t the place for you. The brokerage will not initially. 75 at TD Ameritrade and $0. Make sure you check out the promotions and choose the right account for you. Find financial freedom for your retirement faster. Nareit ® is the worldwide representative voice for REITs and publicly traded real estate companies with an interest in U. Fidelity Investments rocked the investment world last August with its bombshell offer of zero-fee index funds. 2) a trading fee of 0. 99 a month and we give you back £7. That’s a pesky charge when virtually every other. 75% for an. TD Ameritrade offers 101 commission-free ETFs, 32 of which are from indexing leader Vanguard. On March 27th 20012, I mailed a post office money order of 150 dollars to TD Ameritrade to be placed in my account. Closing fees. More expensive than discount brokerages. Account fees: Vanguard charges a $20 account fee annually for accounts with less than $10,000 in Vanguard assets, either ETFs or mutual funds. Results presented are hypothetical, they did not actually occur and they may not take into consideration all transaction fees or taxes you would incur in an actual. Why TD Direct Investing Open an Account Whether or not you're new to self-directed investing or an experienced trader, we will go out of our way to welcome you as a client. , RBC Direct Investing Inc. The only cost component that may vary is the commission fee charges by our stock brokerage accounts. Note that some brokers charge a per-share fee instead of a flat-fee commission. Investing in a stuffed toy for a person really young may be rather challenging. RBC Direct Investing is a strong platform with competitive offerings. 09% for the industry average) 2. Betterment has lower fees (. (NASDAQ: AMTD) announced Tuesday that it would lower commission fees for online equities and ETFs from $9. Commissions and Fees; *The TD mobile app is free to. Q: What do you think the fees for investment management at, let’s say, RBC, TD, BMO, or any of the big banks should be for a portfolio of $1. com has learned from sources within CIBC Investor's Edge that they're planning to slash their trading commission rate to $6. What Banks Count As Direct Deposits. Wooden beehive at Calgary Zoo. 95 while TD Ameritrade's is $6. This online broker also has more than 100 branch locations. Foreign equities A clearing fee of $75. Wealthfront is an all-in-one solution that helps you earn more interest on your cash, get advice on how to manage your savings and automate your investments at a low cost. based personal account at TD Bank, America's Most Convenient Bank that is linked to your TD Bank, America's Most Convenient Bank Visa Debit Card. 99 at TD Direct Investing and Scotia iTrade. Betterment Fees & Pricing. Questrade = 1c/share, min 4. By transferring net new assets in the form of cash and/or securities (the "Transferred Assets") into an RBC Direct Investing account (the "Eligible Account") you will, subject to these terms and conditions, receive a rebate of commission fees in exchange-listed securities (which includes only equities and ETF products) that you enter online or. What are the benefits and risks of REITs? REITs offer a way to include real estate in one’s investment portfolio. Certain business documentation is required. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. TD DI has an account management fee of $25 per quarter but they waive it for accounts over $15,000 or if the investors sets up automatic monthly contributions of at least $100. tdassetmanagement. Playthings that are vibrantly shaded, make sound, or have got a specific structure is going to be equally entertaining and educational to the child. Wondering if direct indexing will make up for, or exceed, the. TD Ameritrade Secure Log-In for online stock trading and long term investing clients. Market volatility, volume, and system availability may delay account access and trade executions. Sipp customers will be charged a flat £120-a-year administration fee on top of this, but will pay the same charges for everything else, including the quarterly £22. 10 best investing apps (and sites) There are fees. You will have to register before you can post: click the register link above to proceed. Without the backing of a large Canadian bank, Questrade is able to compete with the like of BMO InvestorLine, TD Direct Investing, RBC Direct Investing or Scotia iTrade. 95 a trade at CIBC Investor’s Edge to $9. Investing with Betterment is about as simple as opening a. Some things to be aware of are the trading fees, which are a bit higher than some of our other favorites. 95 while TD Ameritrade's is $6. 99 a month and we give you back £7. This is an account I’d contribute to every month. 55%, plus an additional 0. 99 stock and options flat fee a bit high for your tastes. From the Transfer Cash page under My Portfolio, use the dropdown menus to transfer funds between your RBC Direct Investing accounts and any RBC Royal Bank accounts (CDN to CDN or U. A 401(k) rollover is the direct transfer of the assets held in your 401(k) account to a new account or account provider. 10 Things Your Online Broker Won’t Tell You to all customers — TD. This fee does not apply to a transfer to another TFSA within TD Bank Group. TD's Direct Investing division recently completed a next-generation redesign of its online self-directed investing platform, WebBroker, in response to user demand. Zero-maintenance portfolios, expert advisors and low fees. TD Ameritrade Investment Management, LLC will assess an annual advisory fee based on the value of assets in your TD Ameritrade Investing Account. Fidelity and TD Ameritrade do not charge account opening fees or account maintenance fees on institutional accounts, the kind used by FutureAdvisor. Keep in mind, if you redeem an e-Series investment within 30 days of purchase, there can be a fee of up to 2. Save for retirement with Fidelity and get great value, including access to a broad range of investment options, exceptional service, planning tools, investment guidance and great rates on cash—all with no account fees and no minimums to open an account. Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. currencies) between any Canadian bank account and Scotia iTRADE with a point and click, giving you immediate investing power precisely when and where you want it. Personalized portfolio. However, some may charge fees for peripheral services such as auto-invest fees or fees for selling shares. Unlike many other online brokers, there is no surcharge to to trade penny stocks, large amount of shares as well as to trade during extended hours. I've also written how to buy and rebalance your e-Series funds through the TD Mutual Fund Account. The best part is, the best online brokerage firms. The transaction cost is the Questrade's selling fee plus the ECN fees in the currency of the trade. These fees and charges are subject to GST, QST and/or HST where applicable. 25 per additional transaction is charged. The biggest drawback of Stash is the cost. automatic regular savings transfers) for a combined total of $100/month, $300/quarter or more in their RBC Direct Investing account(s) (registered or non-registered). Aside from the MER's, and the fee's associated with a TD Direct Investing account (which can be waived), there are no other regular associated fee's with investing in TD e-Series Index Funds. Unfortunately, TD Direct Investing doesn't yet offer a live online chat feature, something that I would like to see them add in the near future. Does not take into account fees, charges, expenses or commissions imposed by the fund companies, all of which can be associated with ETF investments. For a better online banking experience and full site. TD Ameritrade provides one of the largest selections of mutual funds - over 13,000. ECN fees may still apply, but you won’t pay a nickel of commissions when you buy ETFs with Questrade. However, some may charge fees for peripheral services such as auto-invest fees or fees for selling shares. 0075% of your contract value is imposed by the SGX; and. The biggest drawback of Stash is the cost. currencies) between any Canadian bank account and Scotia iTRADE with a point and click, giving you immediate investing power precisely when and where you want it. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). are among the hundreds of companies that don't charge fees to invest. * InvestorLine has a minimum contribution to open any type of account of $5000. Equity Trust is an important part of my overall investing of my real estate assets. Unfortunately I need to withdraw some of my RRSP funds. Treasury Electronic. Bogle] on Amazon. DIY investing platform Interactive Investor has lifted its account charge by £10 a year and will move customers of recently-acquired TD Direct Investing to the same flat-fee model. Commission fees typically apply. Internaxx is a Luxembourg based online broker with full bank status providing investing & financial services to global citizens. But the fee is waived for me because I have monthly direct deposit. Essentially, if you are investing under $15K, I would suggest going the TD Mutual Fund route, as you can avoid the $100 trading fee. Do-it-yourself investors: Watch those online broker fees. While it has made a few missteps in the past (a data breach in 2007 and a problem with its money market account during the Financial Crisis), it is generally well respected and enjoyed by customers. 95 for all clients. + Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. TD Direct Investing (formerly known as TD Waterhouse Discount Brokerage) is one of Canada's largest discount brokerages. Salem Five Direct is an online division of Salem Five, an innovative bank located in Salem, Massachusetts with over 160 years of banking experience. 10 Things Your Online Broker Won’t Tell You to all customers — TD. While most discount brokers offer investors retirement calculators and other tools, Paul Clark, president of TD Direct Investing, said many existing platforms currently don’t integrate a client. Understanding Investment Fees: From Brokerage Fees to Sales Loads of your investing fees — and trust us when we say that offers a list of no-transaction-fee mutual funds. of how Toronto. If your combined assets are $15,000 or more across all of your RBC Direct Investing accounts, you will be exempt from the maintenance fee. TD helps more than. However, there is a quarterly  maintenance fee of $25 ($100 per year). 95 will represent 0. There is a $10 Batch fee for each group you set up for your ACH deposits! If you have any questions, feel free to contact our BusinessDirect team 24/7 at 800-493-7562. They also reduced their trading fees. Although many of these plans provide the advantage of no-fee investing, they are not widely known and used. Merrill Edge Self-Directed was ranked 5 out of 10 online brokers by Kiplinger's Personal Finance's "Best Online Brokers," survey August 2019. A TD Direct Investing RIF 2. Call us or open an account online today!. These companies do not charge fees for investing or reinvesting dividends to purchase shares. TD Direct Investing Review Summary Overall, TD Direct Investing is a very poor choice for buy and hold investors and active traders alike. By bringing investing online, we reduce overhead and fees, and pass the savings onto you. There may be a $9. Minimum $195. No separate account fee to invest 2; $4. We may receive compensation when you click on links to those products or services. What makes this app particularly unique is the Snapstock feature, which allows users to snap a picture or barcode on any item to find the company name. Even with Charles Schwab, Vanguard, E*Trade, TD Ameritrade, and Fidelity cutting many trading commissions to zero, many mutual funds will still have associated trading fees. Plus, our award-winning Compass funds are designed to weather the storms and deliver real results. Chase will waive the $12 monthly service fee on its Total Checking accounts if you either: receive at least $500 in direct deposits every month in the account, maintain a daily balance of at least $1,500, or; maintain an average balance of at least $5,000 across qualifying Chase accounts. Q: I have about $20,000 and I'm interested in investing in a U. LendingClub does not provide investment, tax, or legal advice. Please know that you've reached TD Bank in the US. TD Canada Trust products and services include investing, mortgages, banking and small business. Compare Questrade vs. TD Ameritrade froze my funds on an incoming ACH cash transfer from my credit union to TD Ameritrade for 3 business days. are members of the Questrade Group of Companies. Charles Schwab’s move to axe online trading fees weighs on TD. Why Investment Fees Matter. TD Direct Investing vs QuestTrade? I am a 20 year-old investing beginner (Canada), who opened a TD Direct Investing account (just because I bank with TD already). For the last few years, Option 2 of my model portfolios—for investors who use individual index mutual funds, as opposed to ETFs or a single-fund solution—has included only the TD e-Series. TD Direct Investing (formerly known as TD Waterhouse Discount Brokerage) is one of Canada's largest discount brokerages. Betterment has lower fees (. By bringing investing online, we reduce overhead and fees, and pass the savings onto you. com To learn more about investing in mutual funds, see the brochure Understanding. Colorado Direct Portfolio College Savings Plan $627 $627 $627 $627 $20 LOWER figures ($431) apply to Colorado residents. TD Direct Investing not too long ago updated what was a painfully outdated website, and the results are state of the art in the way. You can also reduce the amount you received from selling your stock by the amount of your. 99% management fee for advised portfolios, based on average fee provided in the PriceMetrix 2014 The State of Wealth Management 4th Annual Report, Pg. You’ll pay anywhere from $0. Moneypaper is your source for DRIP investing including information on the best direct investment plans and dividend reinvestment programs also known as DRIPs. The only cost component that may vary is the commission fee charges by our stock brokerage accounts. TD Ameritrade vs Fidelity. Another great feature is that TD Ameritrade has no minimum deposit requirement to open a Minor IRA; so you can literally start with. Wealthfront is an all-in-one solution that helps you earn more interest on your cash, get advice on how to manage your savings and automate your investments at a low cost. 95 monthly charge for this convenience for consumer customers. RBC Direct Investing RBC Direct Investing is the stock brokerage arm of Royal Bank of Canada (RBC), not only Canada's largest bank but a top 20 bank in the entire world. BECU Credit Union is a member-owned, not-for-profit financial cooperative serving more than 1 million members. Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. BMO Market Pro Take analysis to the next level with our advanced online trading platform. Higher fees and commissions is. TD took a lot of heat over its lack of innovation as an online broker - most notably in The Globe and Mail's annual ranking of discount brokers, where TD Direct Investing graded out The TD Direct Investing / TD WebBroker platform recently got a major facelift. 07% (compared to 2. For the Unlimited Chequing Account, that comes to $44. The numbers below assume you contribute $3,000 to your retirement account in year one. Does practice make perfect? Well, in the world of trading, we don’t aim to be perfect, but we do want to be profitable. 99% management fee for advised portfolios, based on average fee provided in the PriceMetrix 2014 The State of Wealth Management 4th Annual Report, Pg. This fee is charged monthly in advance. (Offer Code: MKT600) Taxes related to TD Ameritrade offers are your responsibility. Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. The app is free to download and there’s no account minimum to get started. 75 for each standard check reorder. Investment Funds For over a decade, we’ve been helping Canadians reach their long-term financial goals. " Am I missing something? How it works. Find an advisor. Their fees are reasonable at 0. , including without limitation: Royal Bank of Canada, RBC Direct Investing Inc. TD Bank Group has an ownership interest in TD Ameritrade Holding Corporation, the parent company of TD Ameritrade, Inc. ) connected to your RBC Client Card. As an update and side note, almost all discount brokerages are very competitive with low trading fees (under $10/trade). Investing with Betterment is about as simple as opening a. $1 per month may not seem like a lot, but on a small portfolio, the percentage is very high. By using this strategy, you can bypass the brokerage fees and annual account fees. Vio Bank offers High Yield Savings accounts and certificates of deposit with some of the greatest rates in the nation, allowing you to save for retirement. 6 investing scams triggered by your emotions ET Wealth takes a look at some common financial scams, the psychological trickery involved in them and the ways you can protect yourself from falling prey. From July 1, 2019 until September 30, 2019, you can transfer any account to Questrade, regardless of the balance, and get your transfer fees rebated (maximum rebate $150/account). RBC’s mobile app looks outdated. TD Direct Investing Important information about related Canadian registrants (20 KB) December 31, 2013: TD Waterhouse Canada Inc. RBC Direct Investing is a strong platform with competitive offerings. I'm not really sure if that would yield any tangible benefits so before I make the decision, I would like to hear some opinions. Once enabled, you can download transactions for all the accounts that are linked in your online banking. Understanding Investment Fees: From Brokerage Fees to Sales Loads of your investing fees — and trust us when we say that offers a list of no-transaction-fee mutual funds. By Eli McCormick 2018-09-28T00:00:00Z Investing. Please read the fund's prospectus carefully before investing. The maintenance fee is charged to TD Direct Investing accounts on a quarterly basis, in April, July, October and January. , including without limitation: Royal Bank of Canada, RBC Direct Investing Inc. To complete this request, please speak with a TD Direct Investing 24/7 at 1-800-465-5463. I just want to grow the money and don't plan to touch it for years. Savingforcollege. Funds transfers between your RBC Direct Investing account and your RBC Royal Bank account may be accomplished as follows: Through the online investing site: From the "Select a View" menu choose "Funds Transfer". If you're trying to decide whether to invest with Betterment or Vanguard, NerdWallet's comparison will guide you toward the best choice for you. It's not always easy to get a handle on your investing costs. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). Equal Housing Opportunity Lender. So in year two, you contribute $3,250, in year three you contribute $3,500, and in year four you contribute $3,750. If your total account value is $100k or more, you qualify for the preferential Apex service, which means no service fee on most things, including free wire transfers and no transfer-out fee. Commissions and fees from published web sites as of 10/09/2019. -dollar RRIF accounts is disappointing, given the attention to detail that went into last year's website redesign (TD says this. To apply online for a TD Direct Investing account, please Click here. Interactive Investor, one of Britain's largest fund shops following its acquisition of rival TD Direct, has published the prices that customers of the new merged service will pay. RBC Direct Investing *Primarily based on Surviscor's Service Level Assessment program that reviewed over 150 anonymous emails over the past month. In the last few months Webbroker didn't work properly a number of times during trading hours. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TD Bank in the MSA. On average, shoppers save $27 using TD Direct Investing coupons from PromoCodeWatch. Discover the RBC Direct Investing platform for DIY investors. 2 million? I've tried to find them on the internet. Investing in ETFs may bear indirect fees and expenses charged by ETFs in addition to its direct fees and expenses, as well as indirectly bearing the principal risks of those ETFs. In reply to Jen, Los Angeles, California. 3) There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. This online broker also has more than 100 branch locations. To qualify for commissions of $4. Direct transfers to and from TD/TD Direct Investing?. Read on to learn about the banks with the highest and lowest ATM fees, check the table to see what your bank charges and learn how you can avoid ATM fees altogether. Of these, 4,200+ have no transaction fee , also known as NTF funds, and a further 3,714 also carry no load. To buy stock without a broker, start by opening a brokerage account online, using a website like E-Trade or TD Ameritrade. Aside from the MER's, and the fee's associated with a TD Direct Investing account (which can be waived), there are no other regular associated fee's with investing in TD e-Series Index Funds. On March 27th 20012, I mailed a post office money order of 150 dollars to TD Ameritrade to be placed in my account. Investing wth DSPPs is a low-cost way to invest directly with a publicly traded company. Flowers is a leading US private investment firm, with approximately $15 billion of capital invested, and investments in 49 banks and financial companies across 16 countries. Trading Direct is a division of York Securities, Inc. The maintenance fee is charged to TD Direct Investing accounts on a quarterly basis, in April, July, October and January. 00 plus taxes per transfer, effective March 1, 2016. Some of these program. The flipside to such robust platforms: cost. RBC Direct Investing is a subsidiary of Royal Bank of Canada (RBC), Canada's largest bank and one of the largest banks in the world, based on market capitalization. When you're investing for the long term, you can count on us to support you every step of the way with innovative technology, analytical tools, great pricing, and goal planning features. While I like TD Bank and its group of companies, I am not fond of TD Transfer Services which is operated by TD Waterhouse. Treasury Electronic. All you have to do is start an automatic investment plan. E-Trade and TD Ameritrade often top the pile of online brokers, making it tough for investors to decide between the two. New features include homepage information based on a user’s individual portfolio, quick access to frequently-used trading tools, and an extensive library of educational materials. Featuring TD Canada Trust online banking. For household accounts below $15,000, TD Direct Investing will waive their $25 quarterly maintenance fee if you set-up a pre-authorized contribution of at least $100 per month. SureTrader can be an expensive trading option for investors that trade less than 250,000 shares per month. This requires a brokerage account like iTrade, QTrade, TD Waterhouse, Etc. Headquartered in Toronto, Canada, with offices around the world. Donegal Group Inc. Q: What do you think the fees for investment management at, let's say, RBC, TD, BMO, or any of the big banks should be for a portfolio of $1.